Tear up your credit cards! Relationship expert Dr. Molly Barrow author.

Have you ever tried to correct an error on your credit report with the credit reporting companies? I just attempted to correct an error at Equifax. You are directed to one site after another, required to enter a number you do not have before you can even complain, or are told to call telephone numbers that list everything imaginable except for "Fix an Error?" Often, the equivalent of red tape on line or on the phone eventually overwhelms you and you give up long before anyone at the credit reporting service is ever troubled, to their benefit, not yours. Meanwhile, the error on your report can cost you a fortune in higher interest rates, the ability to refinance or the opportunity to consolidate your high interest cards. What began as a service to lenders has become a monster for consumers. But consumers are not considered the customers of the credit card companies. As long as banks, credit cards and financial institutions still rely on misinformation to make decisions, consumers will pay the price. Contact your representatives and ask for severe punishment to the credit reporting agencies for causing you any hardship when they give out incorrect information. The housing market, over extended consumers with maxed out credit cards and home foreclosures indicate a rotten economy even if big business is doing just fine. As long as bankers squeeze the working people dry with interest rates jumping to 32% after two late payments, America will stay down, depressed and powerless. Take control of your finances and tear up your credit cards. Rent your home and bypass any need for a credit report or a lender. Drive an old heap until you can pay cash for a newer one. If enough individuals do that then the institutions of credit will feel it and understand that ultimately without consumers they will not exist. Maybe then I can get an error corrected with one phone call or one email. Why is that so difficult?

Dr. Molly Barrow holds a Ph.D. in clinical psychology and is the author of the new book, “Matchlines: A Revolutionary New Way of Looking at Relationships and Making the Right Choices in Love,” ISBN 159507158X. She is an authority on relationship and psychological topics, a member of the American Psychological Association and a licensed mental health counselor. Dr. Molly has appeared as an expert in the film, My Suicide, documentaries Ready to Explode and KTLA Impact, NBC news, PBS In Focus, WBZT talk radio and in O Magazine, Psychology Today, Newsday, The Nest, MSN.com, Yahoo, Match.com, N Magazine, Women’s Health, Women’s World and Shrink About This columnist for Scripps newspapers and Menstuff.

To purchase Matchlines book please visit: http://www.askdrmolly.com

To read Dr. Molly Barrow daily blog: http://www.DrMollyBarrow.com/

Dr. Molly Barrow White Papers visit: http://drmollybarrowpapersedu.blogspot.com/